The highest standard of information

At AD Capital Markets, we value transparency and security above all else. Knowing where your money is at all times during the transaction process is a comfort and a convenience.

That's why we give you direct access to the MT103 for every one of your payments made.

What is an MT103?

An MT103 is a standardised SWIFT payment message used specifically for cross border/international wire transfers.  We use SWIFT for all payments made via AD Capital Markets.

MT103s are globally accepted as proofs of payment and include all payment details such as date, amount, currency, sender and recipient.

MT103s are also great for tracing payments which are missing or delayed because they show the route of the payment between the banks.

All banks and financial institutions which make payments via SWIFT will have an MT103 for every payment, but they are unlikely to let you have them. 

How do I view my MT103?

Once your payment has been dispatched, your MT103 will be on the payment confirmation.

Sounds great! How do I get one and how much does it cost?

Banks typically charge $25 and take a week to provide a copy of an MT103. With AD Capital Markets, you get a MT103 instantly and for free with every payment you make with us!